… continued summary of the books read last year

Photo by Oscar Chevillard on Unsplash

The previous post was about books that were relevant to me at a professional level or the ones that aided my personal growth. The other area of interest/ inquiry for me has been history, economics, fantasy and noir.

History/ Zeitgeist:

This was the 8th graphical documentary of Joe Sacco that I have read. He typically writes from the perspective of the vanquished. This magnum opus talks about the events in the Gaza strip. Excesses that set the course of the history, slashes that become full…


Photo by Glen Noble on Unsplash

The post started off with an oft repeated theme in my conversations with some friends and colleagues. 2020 for all its trappings, took away the travel commute for all of us. It was a big change. This freed up scores of hours in the month. For some of us, some of that time was taken by the increased intensity for the first 6 months of the pandemic as we navigated through a period of high market volatility or uncertainty in our industries. For others, meetings that would have been tap-on-the-shoulders became google meets. …


5 top rules for retirement saving Retirement saving is a lifelong process. It sounds daunting to many, especially since the event is years away but it is unavoidable. However, by adhering to some simple rules, an effective retirement plan can be put in place. Here is a list of five top rules for retirement savings.


As the country starts building up expectations from the last budget before the election year, as a platform dedicated towards helping the next 100Mn Indians discover structured wealth creation, we have a wish list for Arun Jaitley, the man of the hour.

1. 80(c) deduction on Debt — DLSS : While we have seen a lot of inflow into ELSS and equity linked funds in general, providing a tax break into a ‘Debt Linked Saving Scheme’ would be great. Indians are inherently conservative investors and this gives a meaningful option to get returns better than all fixed income instruments. By…


Want to invest in the best mutual funds but lost in the ocean of 8,000 mutual fund schemes in India? The financial wizards at the Upwardly Research Team have done the hard work on your behalf and prepared the best mutual funds for SIP investing in 2018. We present to you the best mutual funds across different categories.

Large cap equity mutual funds invest in a chosen portfolio of large companies like HDFC Bank, Infosys, Indian Oil and so on. These companies have proven themselves over the years and reached the top spots of their industries. …


Public Provident Fund (PPF) accounts held by Non-Resident Indians (NRI) stand closed according to a recent notification by the Government of India. The closure will come with effect from the day their status changes to Non-Resident. A similar amendment has been done to National Savings Scheme (NSC). It implies that such individuals will not earn 7.6% tax-free interest on these savings.

PPF and NSC have been one of the most widely used long-term tax-saving schemes. Investments up to a total of ₹1,50,000 per year in these schemes are excluded from one’s taxable income under Section 80 © of the Income…


We continue from Part 1 of this “Battle of Tax-Savers” series where we compared ELSS funds with tax-saving FDs. Click here to read that article where we also introduce the basics of 80(C) tax savings. In this article, we will compare ELSS funds against arguably the most popular tax-saving scheme — Public Provident Fund or PPF. You might like to know that ₹1.5 lakh invested annually in an ELSS fund (ABSL 96 Tax Relief) for last 22 years has given ₹4.84 crores higher returns than same investment in PPF! Can’t believe what you just read? …


The new year 2018 is here and so is the time to do tax saving and investments. Let us take a new year resolution to find the best suited tax-saving product before investing in one. In this Batter of Tax-Savers series, we help you do just that. Read on to find how you can save ₹46,350 in taxes and also watch that ₹1.5 lakh investment grow to ₹2.64 lakh in just 5 years!

For many of you working in jobs, you would have got an email from HR seeking investment proofs. If you have little or no clue of what…


Here’s what our readers loved the most on our blog in 2017!

Why Did Real Estate Investments Work for My Parents and Why It Won’t for Me: This is a topic close to the heart of many of our readers. It looks at why investing in real estate worked for older generation and what are the alternate better investment options you can look at today

How much can I make if I invest Rs.1000 every month? You won’t believe what Rs. 2000 can get you: What can Rs.1000 invested every month get you? …


People tend to postpone their investment each day to the following day with a mindset that it hardly makes any difference if the investment is delayed by 24 hours. But this decision of postponing has a real cost attached to it.

Consider a situation where money lying in savings bank account could fetch 10% excess returns over 4% that a person might be earning currently. …

Prateek Mehta

Simplifying Personal Finance | Co-founder & CEO, Upwardly.in | Runner | Father | Learner

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